Get answers to common questions about our funding services
We offer a comprehensive range of funding solutions including small business loans, merchant cash advances, equipment financing, SBA loans, business lines of credit, accounts receivable financing, franchise financing, and commercial real estate loans. Each option is designed to meet different business needs and qualification requirements.
Funding timelines vary by product. Merchant cash advances can be funded in as little as 24 hours, while traditional loans typically take 1-4 weeks. SBA loans may take 4-8 weeks. We work to expedite the process while ensuring proper due diligence and compliance requirements are met.
Qualification requirements vary by funding type. Generally, we look at business revenue, time in business, credit history, and business plan. Some products like merchant cash advances focus more on daily credit card sales, while traditional loans require stronger credit and financial documentation.
Rates and fees vary significantly by product and borrower profile. Traditional loans typically range from 6-25% APR, while merchant cash advances use factor rates (1.1-1.5x). We offer competitive rates and transparent fee structures with no hidden costs. Contact us for a personalized quote.
Collateral requirements depend on the loan type and amount. SBA loans often require collateral for amounts over $25,000, while unsecured business loans may not require collateral but typically have higher rates. Equipment financing uses the equipment as collateral, and real estate loans use the property.
Yes, we offer funding options for businesses with less-than-perfect credit. Merchant cash advances and some alternative lending products focus more on business performance than personal credit scores. We also work with businesses to improve their credit profile for better future financing options.
Required documents typically include business financial statements, tax returns, bank statements, business plan, and personal financial information. Specific requirements vary by loan type and amount. Our team will provide a complete checklist during the application process.
Yes, we offer specialized startup funding programs for businesses under 2 years old. These programs consider factors beyond traditional credit metrics, including business plan quality, market opportunity, and founder experience. We also provide business plan assistance and mentorship opportunities.
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Our funding experts are ready to help you find the right financing solution for your business needs.