Accounts Receivable Financing - Turn your unpaid invoices into immediate working capital
Eliminate cash flow gaps and fuel your business growth with flexible financing solutions that convert your accounts receivable into ready capital.
Key features
Our accounts receivable financing solutions are designed to provide the capital you need without the constraints of traditional loans.
Same-Day Funding
Access capital within 24 hours of invoice verification, eliminating cash flow gaps and enabling you to meet immediate business needs.
No Fixed Repayment Schedule
Repayment occurs naturally as your customers pay their invoices, aligning perfectly with your business cash flow cycle.
Non-Dilutive Financing
Maintain full ownership of your business while accessing the capital you need for growth and operations.
Flexible Advance Rates
Receive up to 90% of your invoice value upfront, with the remainder paid when your customer settles the invoice.
No Debt Added to Balance Sheet
Unlike traditional loans, accounts receivable financing is often structured as an asset sale, keeping your balance sheet clean.
Scalable Funding
Financing grows with your business as you generate more invoices, providing a scalable solution for businesses of all sizes.
Financing options
We offer a variety of accounts receivable financing solutions to meet your specific business needs.
Invoice Factoring
Sell your invoices to a factoring company that assumes responsibility for collections
Invoice Discounting
Borrow against your invoices while maintaining control of your customer relationships
Spot Factoring
Finance individual invoices as needed rather than your entire accounts receivable
Recourse Factoring
Lower-cost option where you retain liability if customers fail to pay
Non-Recourse Factoring
The factor assumes the risk of non-payment, providing additional protection
Supply Chain Financing
Early payment solutions that strengthen relationships with suppliers
Business benefits
Accounts receivable financing provides numerous advantages beyond just improving cash flow.
Improve Cash Flow
Convert unpaid invoices into immediate working capital, eliminating the wait for customer payments.
Seize Growth Opportunities
Access capital quickly to take advantage of time-sensitive business opportunities without lengthy approval processes.
Reduce Financial Risk
With non-recourse factoring, transfer the risk of customer non-payment to the financing provider.
Focus on Core Business
Outsource collections to factoring specialists, allowing you to concentrate on running and growing your business.
See it in action
Here's how a real business implemented this solution and the results they achieved.
Precision Manufacturing
Custom parts manufacturer in Detroit, MI
The Challenge
Precision Manufacturing was experiencing significant cash flow challenges due to their 60-90 day payment terms with large automotive clients. This gap was limiting their ability to purchase materials for new orders and invest in new equipment needed to expand their production capacity.
Our Solution
We implemented a tailored accounts receivable financing program:
- Non-recourse factoring for their largest automotive clients
- 85% advance rate on verified invoices
- Same-day funding for urgent capital needs
The Results
- Cash flow improvement
- 62%
- Production capacity increase
- 40%
- New clients acquired
- 7
"The accounts receivable financing solution transformed our business. We no longer have to turn down orders due to cash flow constraints, and we've been able to invest in new equipment that has significantly increased our production capacity and allowed us to take on larger clients."
— Marcus Turner, CEO
Ready to improve your cash flow?
Our funding experts are ready to help you convert your unpaid invoices into the working capital your business needs.