Residential Investment Property Loans - Financing solutions for real estate investors
Access specialized loan programs designed for purchasing, renovating, or refinancing residential investment properties with terms that maximize your returns.
Key features
Our residential investment property loans are designed to meet the unique needs of real estate investors.
Fix-and-Flip Financing
Short-term loans designed specifically for purchasing, renovating, and selling residential properties for profit.
Long-Term Rental Property Loans
Financing options for buy-and-hold investors seeking to build a portfolio of income-producing residential properties.
Portfolio Loans
Specialized financing for investors with multiple properties, offering simplified management and potential rate advantages.
Rehab and Construction Financing
Funding for major renovations, property improvements, or ground-up construction of residential investment properties.
Cash-Out Refinancing
Access the equity in your existing investment properties to fund additional purchases, renovations, or other investments.
No Limit on Properties
Financing solutions that do not restrict the number of financed properties in your investment portfolio.
Property types we finance
We offer financing solutions for a wide range of residential investment properties.
Single-Family Homes
Financing for detached houses intended for rental or fix-and-flip investments
Multi-Family Properties
2-4 unit residential buildings such as duplexes, triplexes, and fourplexes
Condominiums
Loans for individual condo units purchased as investment properties
Townhouses
Financing for attached single-family homes in planned communities
Small Apartment Buildings
Residential properties with 5-20 units for income generation
Vacation Rentals
Properties intended for short-term rental in vacation or tourist destinations
Investor benefits
Our residential investment property loans provide significant advantages for real estate investors.
Build Wealth Through Real Estate
Create long-term wealth through property appreciation and rental income with strategic financing.
Generate Passive Income
Create reliable monthly cash flow from rental properties with financing structured to maximize returns.
Tax Advantages
Benefit from potential tax deductions on mortgage interest, property taxes, operating expenses, and depreciation.
Portfolio Diversification
Diversify your investment portfolio with real estate assets that often perform independently of stock markets.
See it in action
Here"s how a real investor implemented this solution and the results they achieved.
Metro Properties
Residential real estate investment firm in Phoenix, AZ
The Challenge
Metro Properties had identified an opportunity to acquire a portfolio of 12 single-family rental homes in an emerging neighborhood, but faced challenges with traditional financing due to the number of properties and their renovation needs. They needed a financing solution that would allow them to purchase and renovate all properties while maintaining sufficient cash reserves.
Our Solution
We provided Metro Properties with a comprehensive investment property financing package:
- $2.4 million portfolio loan covering all 12 properties
- Additional $360,000 renovation line of credit
- 30-year term with competitive interest rate
The Results
- Property value increase
- 47%
- Monthly rental income
- $18,500
- Cash-on-cash return
- 16.8%
"The portfolio loan approach was a game-changer for our investment strategy. Instead of dealing with 12 separate loans and lenders, we had one loan with simplified management. The renovation line of credit allowed us to improve all properties to premium standards, significantly increasing both their value and rental income potential."
— Christopher Lee, Managing Partner
Ready to finance your investment properties?
Our real estate investment specialists are ready to help you secure the funding you need for your property portfolio.