Revolving Business Line of Credit - Flexible funding that adapts to your business needs
Access capital on demand with a revolving credit line that lets you borrow what you need, when you need it, while only paying interest on the funds you use.
Key features
Our revolving business lines of credit offer unmatched flexibility to support your evolving business needs.
Draw Funds as Needed
Access capital on demand up to your approved credit limit, giving you complete control over when and how much you borrow.
Pay Interest Only on What You Use
Unlike traditional loans, you only pay interest on the funds you actually draw, helping you manage costs effectively.
Revolving Credit Availability
As you repay borrowed funds, your available credit is replenished, allowing you to borrow again without reapplying.
Quick Access to Capital
Once approved, access funds within 24 hours through online banking, checks, or transfers to meet urgent business needs.
Flexible Repayment Options
Choose from various repayment structures including interest-only periods and principal reduction schedules.
Helps Build Business Credit
Responsible use and timely payments help establish and strengthen your business credit profile for future financing needs.
Common use cases
A revolving business line of credit provides flexible funding for a wide range of business needs.
Inventory Purchases
Fund seasonal inventory buildups or take advantage of bulk purchase discounts
Emergency Expenses
Cover unexpected costs like equipment repairs or facility maintenance
Cash Flow Management
Bridge gaps between accounts receivable and payable cycles
Growth Opportunities
Quickly capitalize on time-sensitive business expansion opportunities
Working Capital
Finance day-to-day operations during seasonal fluctuations
Project Financing
Fund specific business projects with flexible draw schedules
Business benefits
Our revolving business lines of credit provide significant advantages for businesses of all sizes.
Financial Flexibility
Adapt quickly to changing business needs with on-demand access to capital when and where you need it.
Cost Efficiency
Only pay for the capital you actually use, reducing financing costs compared to traditional term loans.
Improved Cash Flow Management
Smooth out cash flow fluctuations and maintain operations during seasonal or cyclical business periods.
Business Growth Support
Seize growth opportunities quickly without lengthy loan application processes or delays in funding.
See it in action
Here"s how a real business implemented this solution and the results they achieved.
Evergreen Landscaping
Commercial landscaping company in Denver, CO
The Challenge
Evergreen Landscaping faced significant seasonal fluctuations in their business, with high demand during spring and summer months and slower periods during fall and winter. They needed a flexible financing solution that would help them purchase equipment and supplies during their busy season while managing cash flow during slower months.
Our Solution
We provided Evergreen Landscaping with a revolving business line of credit:
- $250,000 credit line with competitive interest rate
- Online portal for instant access to funds 24/7
- Interest-only payments during slow season with flexible principal reduction schedule
The Results
- Seasonal revenue increase
- 42%
- Cash flow improvement
- 65%
- New contracts secured
- 18
"The revolving line of credit transformed how we manage our seasonal business. We can now purchase inventory and equipment when we need it, hire additional staff during peak seasons, and maintain healthy cash flow year-round. The flexibility to draw funds only when needed and pay interest only on what we use has significantly reduced our financing costs compared to our previous term loans."
— Ashley Thompson, CEO
Ready for flexible business funding?
Our funding experts are ready to help you secure a revolving business line of credit tailored to your specific needs.